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Metropolitan Finance : : Legal : : Privacy Statement

WEB PRIVACY STATEMENT
We at Metropolitan Finance respect your privacy and comply with our obligations under the Data Protection Acts, 1988 and 2003. The purpose of this Privacy Policy is to outline how we deal with any personal data you provide to us while visiting our website.
By visiting this website, you are accepting the terms of this Privacy Policy. Any external links to other websites are clearly identifiable as such, and we are not responsible for the content or the privacy policies of these other sites.

Types of Information Collected

We retain two types of information from visitors to our site:

Non Personal Data

You can visit the Metropolitan Finance website without telling us who you are or revealing any personal information, including your email address. In this case, our web servers may collect the name of the domain you used to access the Internet (such as eircom.net) and the web site you came from and visit next. This information is used by us and our business partners to measure the number of visits, average time spent, page views, and other statistics about visitors to our web site in general. We may also use this data to monitor site performance and to make the site easier and more convenient to use.

Personal Data:

There are times when we may ask you for information about yourself to assist us in meeting your various needs and this information is only collected if you voluntarily submit it to us. This information may be used for the purpose of:

• Providing you with products or services you have requested

• To contact you if required in connection with your enquiry

• To keep you up to date with any services or products offered by Metropolitan Finance that may be of interest to you unless you have chosen not to receive such information from us.

• By submitting an enquiry via the website or by email or by completing any of our online enquiry/application forms you are authorising us to contact you directly by any medium available i.e. e-mail, telephone, post etc should we need any further information or documentation in order to process your request.

Information Handling
The particulars inserted by you on all our website application forms are believed to be complete and correct by you and may be disclosed by Metropolitan Finance to appropriate parties in connection with pre-qualification, financing and purchasing of real estate or the arrangement of any type of insurance both life and general, investment and any product available through Metropolitan Finance.  If this information is inaccurate or incomplete you accept that you may not receive advice appropriate to your circumstances.                                                                                                                                                                           
You agree that Metropolitan Finance and any of its agents/agencies may take up any references it considers necessary for the confirmation of all the particulars and for Credit Assessment.

You consent to the processing and storage of personal information on computer and/or paper files by Metropolitan Finance and its agents/agencies. You understand that in relation to finance abroad processing may occur outside the European Economic Area.                                                                                                                   

Cookies

If you are browsing, a cookie is used to help us measure the number of visits, average time spent, page views, and other statistics relating to our website. We use cookies to recognise you on subsequent visits and make your online experience more convenient, unless prohibited by the law of the country where our server is located or which otherwise applies. A cookie is a small piece of data stored by your internet browser on your computer's hard drive. A cookie cannot be used to get data from your hard drive, your e-mail address or personal identifying information about you. You may set your browser to notify you when you receive a cookie or to prevent cookies from being sent. Please note, however, that by not accepting cookies, you will limit the functionality we can provide you when you visit our site.

Telephone Calls

Please also note that telephone calls to Metropolitan Finance may be recorded for security purposes and monitored as part of our quality control procedures.

Disclosure of Information to Third Parties

We may provide Non-Personal Data to third parties, where such information is combined with similar information of other users of our website. For example, we might inform third parties regarding the number of unique users who visit our website, the demographic breakdown of our community users of our website, or the activities that visitors to our website engage in while on our website. The third parties to whom we may provide this information may include our website design, development and hosting contractors.
We will not disclose your Personal Data to third parties outside of Metropolitan Finance unless you have consented to this disclosure or unless the disclosure is required in order to process an application or other communication from you or to perform the services you have applied for. We will however disclose your Personal Data if we believe in good faith that we are required to disclose it in order to comply with any applicable law, a summons, a search warrant, a court or regulatory order, or other valid legal process.
We may share your information with our affiliated companies and third parties for the purpose of fulfilling your requests as well as offering you other products and services that may be of interest to you.

Sale of Business

We reserve the right to transfer information (including your Personal Data) to a third party in the event of a sale, merger, liquidation, receivership or transfer of all or substantially all of the assets of our company provided that the third party agrees to adhere to the terms of the Privacy Policy.

Email Communication

Occasionally, we will send you e-mail communications with information, which may be useful to you, including information about our products and services or about offerings from affiliates or third parties. When you first provide us with your e-mail address, you will be given the option of not receiving any such e-mail or other marketing contacts if you choose. We will include instructions in our e-mail messages on how to unsubscribe if you later decide you do not want to receive any future e-mails or other marketing contacts.
Updating Verifying and Deleting Personal Data

You may inform us of any changes in your Personal Data, and in accordance with our obligations under the Data Protection Acts, 1988 and 2003 we will update or delete your Personal Data accordingly. To find out what Personal Data we hold on you or to have your Personal Data updated, amended or removed from our database, email us at info@MetropolitanFinance.ie  any such data subject requests may be subject to the prescribed fee.
You can ask us at any time to stop or change the methods by which we may send you marketing materials. This can be done free of charge by writing to us at Metropolitan Finance, 3 Canal Street, Monaghan, Co. Monaghan or by emailing us at info@MetropolitanFinance.ie

Changes to the Privacy Policy

Any changes to this Privacy Policy will be posted on the website so you are always aware of what information we collect, how we use it, and under what circumstances, if any, we disclose it. If at any time we decide to use Personal Data in a manner significantly different from that stated in this Privacy Policy, or otherwise disclosed to you at the time it was collected, we will notify you by email, and you will have a choice as to whether or not we use your information in the new manner. Metropolitan Finance reserves the right to modify or supplement this privacy statement at anytime. If we make any material change, we will update our website.

If you have any queries relating to the above Privacy Statement, please email info@MetropolitanFinance.ie