After you've been in contact...

 

A.  We’ll get in touch with you, ask you some questions and explain everything that will happen in plain English – we’ll give you a full list of what documentation you need to get for us.

B.  You send everything to us and we get you ‘approval in principle’ at the same time we send out to you a complete breakdown of what your new repayment will be and how it compares to your existing situation.
Enquiry

C  Next we organise a valuation of the property

D.  The valuation and any outstanding documentation will be forwarded to the Lending Institution via Metropolitan and then your formal letter of offer will be issued.

E.  We talk to you about your mortgage & property protection.

F.  You sign the letter of offer with your solicitor

G.  Cheque Issue!!

As we have already stated – this is not a long term solution.  It will provide a short term solution to what might be a long term problem!  In a few short years we promise, provided you keep all your repayments in order, to do our best to arrange a ‘prime’ mortgage for you.  It’s up to you – do you want to get on with your life?